HOMEFRONT COMPASS / EVERYDAY OFFERS AT THE DOOR

Someone's at the door.
The offer can wait a day.

A friendly knock, a clipboard and a deal that sounds reasonable. Step through five invented lines you could hear on any ordinary weekday, and see what California's Contractors State License Board tells homeowners to watch for and check before agreeing to anything.

Step up to the door

THE SHORT ANSWER

What should you check before saying yes at the door?

Ask who the visitor represents and whether the company is licensed with California's Contractors State License Board (CSLB). Then check it yourself: look the license up by number or business name on CSLB's site, and if you're talking with a salesperson, ask to see their CSLB registration card. Get the offer in writing, set it beside other written bids, and decide on a day you choose.

A knock isn't a warning sign by itself. CSLB's own tip sheet says not every door-to-door solicitor operates the way the scammers it describes do. The lines worth slowing down for are the ones that only work if you decide before you've checked.

This page is about the ordinary knock on an ordinary day: a crew down the street, a free look at the roof, a price that ends tonight. After a fire, flood or storm the questions change; for that, see repair offers after a disaster. Choosing a contractor for a project you've planned? See how to choose a remodeling contractor in California.

FIVE LINES AT THE DOOR

What does each line leave out?

Pick a line and read it the way you'd hear it on the step. Then open the note to see CSLB's own words on that kind of pitch, why the line might be perfectly innocent, and one thing you can check. Nothing is scored.

AN ORDINARY WEEKDAY / 01–0501 / THE CREW NEARBY

THE VISITOR SAYS

We're putting up a fence a few houses down, and we've got boards left over. We could do yours this week for less.

Every line here was written for this page. None is a quotation from a real salesperson, company or customer.

THE LINE, SLOWED DOWN

We're already on your street

Read the line once more, then open the note before deciding what it tells you.

Line 1 of 5: We're already on your street.

Nothing you do here is sent or saved. The page never asks for a name, a document, a lender or a license number.

ALL FIVE LINES ON ONE PAGE

What does CSLB say about each line?

The same five scenes as plain reading. The visitor's words are invented; each quotation is CSLB's own, from the page or flyer linked under it.

01 / THE CREW NEARBY

We're already on your street

The visitor says: We're putting up a fence a few houses down, and we've got boards left over. We could do yours this week for less.

Nearby is not the same as checked

Claim they have leftover material from another job at a reduced price
CSLB, “Guard Against Traveling ‘Contractor’ Scams,” under The Scams

Crews really do work their way down a street, and the same CSLB sheet says not every door-to-door solicitor operates this way. A job nearby just tells you nothing about the license, the workmanship or the price.

Take a card, then look the business up yourself on CSLB's license search, by number or by name, before anyone starts work.

CSLB tip sheet on traveling “contractor” scams (PDF)
02 / THE FREE LOOK

A free roof check, today

The visitor says: We're doing free roof checks on this street today. Ten minutes up top and you'll know where you stand.

The inspector is also the seller

Offer complimentary inspections and then offer to fix “problems”
CSLB, “Guard Against Traveling ‘Contractor’ Scams,” under The Suspects

A free look can be genuinely useful, and plenty of honest companies offer one. The catch is built in: the person who finds the problem is also the person selling the fix.

If you're curious about the roof, choose who looks at it. Ask to see photos of anything they say they found, then get written bids from licensed contractors you contacted yourself.

CSLB tip sheet on traveling “contractor” scams (PDF)
03 / THE CLOCK

The price ends tonight

The visitor says: This price is only good while I'm here. Once I leave, it goes back to the regular rate.

A deadline you can't check

CSLB recommends that you avoid making on-the-spot decisions to sign a contract that will obligate you to make a large home improvement contract.
CSLB, “Who’s That Knocking at Your Door?” (Consumer Education Series)

Real promotions do end, so a deadline on its own proves nothing. What matters is whether you're given time to check what you'd be agreeing to.

Ask for the price and the date it ends in writing, and decide another day. The same flyer describes a three-day right to cancel a contract negotiated at your home, and lists exceptions, so rely on the cancellation notice in the contract itself rather than a rule of thumb.

CSLB flyer: Who's That Knocking at Your Door? (PDF)
04 / THE DIAGNOSIS

Your windows look tired

The visitor says: Those windows look original to the house. Every month you wait, you're paying for it on the energy bill.

A look from the sidewalk is not a diagnosis

“I was driving by and noticed some of the shingles on your roof are loose. You should replace them before the rains come.”
CSLB, “Don’t Be Fooled by Contractor Scams,” one of the lines it says to stay alert to when a stranger approaches

Older windows, roofs and gutters sometimes really do need work, and the salesperson may have noticed something real. A glance from the driveway just can't tell you how much, or how soon.

Treat the line as a question. Ask exactly what they saw and write it down, then have a licensed contractor you chose yourself take a look before you decide.

CSLB article: Don't Be Fooled by Contractor Scams (PDF)
05 / THE PAYMENT PLAN

We can finance it right here

The visitor says: Don't worry about the total. Our lender can approve you right here on the porch, and the monthly payment is tiny.

A monthly number is not the price

Legitimate companies will be happy to let you review their marketing information and return for a scheduled appointment to discuss the purchase details as well as your real purchase costs and potential savings.
CSLB, “Don’t Be Fooled by Contractor Scams,” on a door-to-door savings pitch

Contractors do work with lenders, and paying over time isn't wrong in itself. But a small monthly figure can sit on top of a large total, and the loan comes with terms of its own.

Ask for the full price and the loan terms on paper, take them inside, and compare them with financing you arrange yourself. CSLB's tip list in the same article is plain: only sign the contract if you completely understand the terms.

CSLB article: Don't Be Fooled by Contractor Scams (PDF)

HOMEFRONT COMPASS / KEEP EXPLORING

What else can I explore?

HOMEFRONT / PROJECT NOTES

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